Saving on gas doesn’t have to be complicated—but if you’re only using one method, you’re probably leaving money on the table. The real trick? Stacking your savings tools. By combining fuel rewards programs, cashback apps like Fluz, and location-based offers from apps like Upside, you can turn every trip to the pump into a triple-win.

Here’s how to make it work—and what to do when full stacking isn’t possible.

The Three-Layer Strategy: Loyalty + Gift Cards + Cashback

At the core of smart fuel savings is stacking. Think of each tool as a layer that adds value without interfering with the others:

1. Fuel rewards programs (e.g., BPme Rewards, Shell Fuel Rewards, Safeway Fuel Points)

→ These offer cents-per-gallon discounts for brand loyalty or linked grocery spending.

2. Fluz gift cards

→ Buy exact-value digital gift cards through Fluz for fuel brands like Chevron, Shell, or Speedway, and earn instant cashback.

3. Upside

→ Before you fill up, claim an offer on Upside at a participating location. Upload your receipt or use a linked card to earn additional cashback after purchase.

These tools don’t cancel each other out—they work in parallel. Loyalty gets you cents off per gallon, Fluz gives you cashback upfront when you buy the gift card, and Upside sends you extra rewards after the fill-up.

Example: BPme + Fluz + Upside = Triple Savings

Let’s say you’re filling up at BP:

• BPme Rewards saves you 5¢ per gallon when you enter your rewards number.
• Fluz gives you 3% cashback when you buy a BP gift card in the app and use it at the pump.
• Upside offers an additional 10¢/gal cashback after claiming the offer and uploading your receipt.

On a 12-gallon fill-up at $3.75/gal:

• BPme: $0.60 saved
• Fluz: ~$1.35 cashback
• Upside: $1.20 cashback

Total savings: $3.15—on just one tank.

When Stacking Isn’t Possible: What to Prioritize

Some gas stations may only accept certain forms of payment, or your chosen brand might not support all three tools. Here’s how to prioritize:

1. Use your fuel rewards number or app first—this always reduces your per-gallon cost in real time.
2. Pay with a Fluz gift card—if the station accepts gift cards and you can prepay the right amount, this offers instant cashback with no waiting.
3. Use Upside when you can’t stack Fluz—Upside works best when you’re paying with a regular card and want to earn something back after the fact.

Even when full stacking isn’t possible, combining any two tools still beats using none.

Final Thoughts

The smartest drivers don’t just clip coupons—they stack their tools. By layering loyalty programs, prepaid gift cards from Fluz, and location-based cashback from Upside, you can maximize your gas savings on every single stop. It only takes a little setup, and once you’ve got it down, your fill-up routine becomes a repeatable way to save.